Retirement Planning

Roberta A. Schreiber has more than twenty years of experience in providing advice for those who are retiring, planning to retire, or simply trying to deal with the problems that arise as they grow older. Whether you are planning to simplify your life by selling the family home and moving to a condominium or Senior Development, contemplating a second marriage, buying a timeshare or vacation home, concerned about having enough funds to retire at sixty-five, moving to another State, dealing with the death of a spouse, worrying about future nursing home costs, or wondering how you can pass on the family home to younger family members, Roberta can provide the assistance you need. She will work with your accountant and financial advisor, to provide the following services.

• Advice in making contributions to and withdrawals from IRA, 401-k, 403(b), Simple IRA, Keough and other tax-deferred tax accounts
• Drafting Pre-Nuptial Agreements
• Obtaining retirement funds and other benefits after the death of a spouse
• Making the most of the exemption from capital gains on the sale of your primary residence
• Planning to pass on the family home or vacation home to younger family members in a way that minimizes Gift and Estate Taxes
• Reviewing contracts for Senior Retirement Communities
• Recommending and reviewing Long Term Care Policies that will pay for future in-home healthcare, an assisted living facility, and nursing home costs
• Advice and assistance in establishing a legal residence in another State

If you will be retiring soon, are planning to retire in a few years, or simply have questions about the issues you face as you grow older, and want to know more about your options, call us to schedule an initial consultation.